Does Target accept American Express in 2022?

Target is one of the most well-known brands in the United States. It has home improvement items, pharmaceutical supplies, and even grocery sections in some of its sites around the United States! Whatever your requirements, Target is certain to have the things you require. But there is a major question amongst a lot of its customers, just like all other payment methods, does target accept American Express and if yes, which ones to be precise?

Target, like other larger retailers, offers a variety of simple payment alternatives. One of those options is to pay using an American Express credit card. American Express is accepted at Target stores and on

Customers can use their Target Credit Card as well as credit cards from the other three main credit card networks to make transactions. Cash, debit cards, personal checks, and gift cards are all accepted in Target locations. They’ll also take mobile payments like Apple Pay, Google Pay, and any other digital wallet. also accepts PayPal as a payment method for online purchases.

Does Target Accept American Express Gold Card?

Does Target Accept American Express Gold Card

The American Express Gold Card is accepted at Target. The American Express Gold card is one of the best for every day buying, particularly at restaurants and supermarkets all over the world. Even though the Amex Gold card offers excellent rewards, a generous welcome bonus, and a slew of other benefits, Target is specifically omitted as a bonus category, meaning you’ll only get 1x Amex Membership Rewards points for every dollar spent at Target.

You’ll also gain access to premium travel benefits like The Hotel Collection, which offers increased travel privileges like a room upgrade at check-in (if available) and a $100 hotel credit when booking a 2-night stay at highlighted properties.

 The Amex Gold card also comes with amazing perks and protections, including the lowest hotel rate guarantee (for reservations made through Amex Travel), secondary car rental loss and damage insurance, baggage insurance, Amex Offers, a complimentary Shop Runner membership, purchase protection, extended warranty, and even access to the American Express Auto Purchasing Program. The annual fee is $250.

Does Target accept American Express Blue Business Plus Credit Card?

Does Target accept Blue Business Plus Credit Card from American Express
  • For Target shopping, it’s one of the best business credit cards.
  • This is the most rewarding business credit card for Target purchases, with 2x Membership Rewards points (up to $50,000 per calendar year) on ordinary business transactions. After that, you’ll gain 1x points.
  • A 0% introductory APR on purchases (as shown in the table above) will allow your organisation to avoid paying interest on purchases for a limited time.
  • This is one of the few Amex cards that doesn’t require an annual fee to enjoy Membership Rewards.

What are some of the best Credit Card options for shopping at Target?

Target Red Card

Target Red Card

One of the greatest credit cards for Target’s large spenders is the Target RedCard. While you won’t get a better return on investment than with the cards indicated above, you will get a 5% discount on Target purchases, regardless of how different locations’ merchant category codes may change. With the Target RedCard, you may save 5% on most Target and purchases. With this credit card, you can access free 2-day shipping offer on most of the orders, as well as a longer return policy.

This card has no annual fee, and instead of giving points or cash back after your purchase, the Target RedCard applies the discount automatically at the moment of purchase.

This card, on the other hand, has extremely high interest rates, no travel advantages, and can only be used in Target stores and on (unless you upgrade to the Target RedCardTM Mastercard, which may be used anywhere Mastercard is accepted).

Citi Premiere Card

Citi Premiere Card

You’ll get a $100 annual hotel savings benefit through on a single $500 or more (excluding taxes and fees) hotel stay once per calendar year, World Elite Mastercard benefits, purchase protection, extended warranty coverage, and access to the Citi Concierge and Citi Entertainment with this credit card. With this contactless card, there are no international transaction fees. The annual fee is $95 per user, with no additional charges for approved users.

Citi Double Cash Card

Citi Double Cash Card

The Citi Double Cash card is one of the most powerful rewards credit cards available.

On the surface, you might not believe this card is particularly noteworthy. You might assume that the 2% cash-back you’ll get (1 percent at purchase and another 1 percent when you pay) isn’t much, but this card is unique for several reasons.

For a no-annual-fee credit card, earning 2x transferable points on all transactions (with no caps!) is unrivaled.

 The Double Cash card comes with a fantastic introductory 0% APR period, fraud warnings, and no liability for unauthorized purchases, among other features.

Chase Freedom Unlimited Card

Chase Freedom Unlimited Card

You can receive a minimum of 1.5 percent cash back on all transactions with this credit card, regardless of the bonus category.

You can also exchange your points for Ultimate Rewards points, which are one of the world’s most valuable currencies. This credit card comes with a sizable sign-up bonus. It comes with a 0% introductory APR and a slew of other perks, including secondary auto rental insurance, purchase protection, extended warranty, zero liability protection, fraud protection, redeemable chase points, and more.

Chase points can be redeemed for cash, Amazon purchases, gift cards, merchandise, and trips booked through the Chase travel site. However, compared to the value of transfer partners, the value of these redemptions is limited.


Target, like Walmart and Home Depot, is one of the biggest retailers that accept American Express as well as Visa, Mastercard, Discover, JCB, Diner’s Club International, debit cards, EBT cards, Target RedCard, Target Gift Card, third-party gift cards, Affirm, and PayPal.